The agreement
These Terms of Use ("Terms") govern your access to and use of blacklotusfg.com (the "Site") operated by Black Lotus Financial Group, LLC ("BLFG," "we," "us," or "our"). By using the Site, you agree to these Terms. If you do not agree, do not use the Site.
Black Lotus Financial Group, LLC is a Texas limited liability company.
Use of the Site
You may use the Site only for lawful purposes. You agree not to:
- Use the Site in any way that violates applicable law or regulation.
- Attempt to gain unauthorized access to any portion of the Site, our systems, or another user's information.
- Interfere with or disrupt the Site or its underlying infrastructure.
- Use the Site to transmit malware, conduct phishing, or harvest information.
- Scrape, crawl, or otherwise extract data except as permitted by our robots.txt and applicable law.
- Misrepresent your identity or affiliation.
Informational purpose only
Content on the Site — including service descriptions, articles, case examples, calculators, and FAQs — is provided for general informational purposes only. It is not, and should not be relied upon as:
- Accounting, tax, legal, investment, or other professional advice tailored to your specific circumstances;
- An offer or solicitation to provide services in any jurisdiction where we are not authorized to do so;
- A guarantee of any particular outcome or result.
Decisions affecting your business, finances, or tax position should be made only after engaging a qualified professional under a signed engagement.
Client engagements
BLFG provides accounting, financial reporting, advisory, and fractional CFO services to private clients. We do not provide tax preparation, audit, attest, or assurance services. One or more BLFG team members are licensed as Certified Public Accountants in the State of Texas; however, BLFG is not registered as a CPA firm and does not hold itself out as one.
No attorney-client, CPA-client, fiduciary, advisory, or similar professional relationship is formed by visiting the Site, contacting us, requesting information, or scheduling a consultation. Such a relationship begins only when both parties sign a written engagement letter.
Satisfaction commitment
Our satisfaction commitment, including the conditions under which fees may be refunded, is described on the Site and in your engagement letter. The engagement letter governs in any conflict between Site descriptions and the signed agreement.
Intellectual property
The Site and all of its content — including text, graphics, logos, photographs, illustrations, and code — are owned by BLFG or its licensors and are protected by U.S. and international copyright, trademark, and other intellectual property laws.
You may view and print pages from the Site for your personal, non-commercial reference. Any other use — including reproduction, distribution, modification, public display, or creation of derivative works — requires our prior written permission.
"Black Lotus Financial Group" and the BLFG lotus mark are trademarks of Black Lotus Financial Group, LLC.
Third-party links & tools
The Site may link to or embed third-party services (for example, our calendar booking tool). We do not control those services and are not responsible for their content, terms, or privacy practices. Your use of those services is governed by the third party's own terms.
Disclaimers
The Site is provided "as is" and "as available." To the fullest extent permitted by law, BLFG disclaims all warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, completeness, and availability.
We do not warrant that the Site will be uninterrupted, error-free, secure, or free of viruses or other harmful components.
Limitation of liability
To the fullest extent permitted by law, BLFG and its members, managers, officers, employees, and contractors will not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages — or any loss of profits, revenue, data, business opportunities, or goodwill — arising out of or relating to your use of the Site.
Our aggregate liability for any claim arising out of or relating to the Site (excluding fees actually paid under a signed engagement) will not exceed the greater of (a) the fees you have paid us under a signed engagement in the twelve (12) months preceding the claim, or (b) one hundred US dollars ($100).
Some jurisdictions do not allow certain limitations; in those jurisdictions our liability is limited to the maximum extent permitted by law.
Indemnification
You agree to defend, indemnify, and hold harmless BLFG and its members, managers, officers, employees, and contractors from any claim, demand, loss, or damages — including reasonable attorneys' fees — arising out of your breach of these Terms or your misuse of the Site.
Governing law & disputes
These Terms are governed by the laws of the State of Texas, without regard to its conflict-of-laws rules. Any dispute arising out of or relating to the Site or these Terms will be resolved in the state or federal courts located in Tarrant County, Texas, and you consent to the personal jurisdiction of those courts.
Please read this section carefully — it affects your legal rights. Binding arbitration. Any dispute, claim, or controversy arising out of or relating to these Terms or your use of the Site that cannot be resolved informally shall be resolved by binding individual arbitration administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules. The arbitration shall take place in Tarrant County, Texas, and judgment on the award may be entered in any court of competent jurisdiction. Each party shall bear its own costs and attorneys' fees, except as otherwise required by law or the AAA rules. Class-action waiver. You and BLFG agree that any dispute will be brought in an individual capacity only, and not as a plaintiff or class member in any class, collective, consolidated, or representative proceeding. The arbitrator may not consolidate more than one person's claims and may not preside over any form of representative or class proceeding. Carve-outs. Either party may bring an individual action in small-claims court for disputes within that court's jurisdiction, and either party may seek injunctive or equitable relief in court for intellectual-property infringement or unauthorized use of the Site. 30-day right to opt out. You may opt out of this arbitration agreement by sending a signed written notice to info@blacklotusfg.com within thirty (30) days of first accepting these Terms. The notice must state your full name, the email or address you used on the Site, and a clear statement that you wish to opt out of arbitration.Arbitration & class-action waiver
Changes to these terms
We may update these Terms from time to time. The "Last updated" date at the top reflects the most recent revision. Continued use of the Site after changes are posted constitutes acceptance of the updated Terms.
Contact us
Questions about these Terms?
Black Lotus Financial Group, LLC
info@blacklotusfg.com
(385) 489-5516
656 Bateman Ln., Alpine, UT 84004