A CFO in your corner — without the headcount.

A bookkeeper records what already happened. An accountant files your taxes. A CFO answers what to do next: pricing, hiring, expansion, financing, exit. The work is forward-looking, not historical. Most growing businesses need all three. We offer all three so you don't have to coordinate between vendors.

Maybe, maybe not. The honest test: are the decisions you're making bigger than your ability to model them in your head? If you're considering a $50K truck purchase, a $200K hire, or a 30% pricing change and you're guessing, yes. If you're running a stable lifestyle business with predictable cash, probably not yet.

Same caliber of work, fraction of the cost, no equity dilution, no benefits, no severance risk. The trade-off is we're not in your office every day. For businesses under roughly $10M revenue, that trade-off almost always works out. Most full-time CFOs at that size end up underutilized anyway.

When your business clears $500k to $1M in revenue and the financial decisions you're making are bigger than what you can solve in your head. If you're guessing on pricing, equipment purchases, hiring, or whether to take a loan, the cost of bad decisions starts to exceed the cost of CFO-level guidance. Most owners wait too long, usually until a cash crunch forces the issue. The right time is before the crisis, not during it.

Most fractional CFO engagements run between $2,500 and $8,000 per month depending on revenue size, complexity, and whether bookkeeping is bundled in. At BLFG, engagements scale to the business. We scope and quote transparently after the discovery call. No hourly billing. No surprise invoices. A full-time CFO at the same caliber costs $180k to $250k a year fully loaded, which is why fractional makes sense for anyone under roughly $10M in revenue.

Bookkeeping and monthly close, GAAP-quality financial reporting, cash flow forecasting, pricing and margin analysis, financial modeling for major decisions, lender package preparation, coordination with your tax CPA, and a monthly CFO call to walk through what the numbers mean. The point is to give you the financial leadership a full-time CFO would provide, spread across the businesses we serve.

Books yes. When we run fractional CFO we run the bookkeeping too: same team, same data, no handoff. Tax filing we leave to a specialist. We focus on what we're best at, building your business with you. Your tax CPA stays in the loop year-round, working hand-in-glove with us so you actually capture the tax advantages your numbers create. Don't have a CPA? We will introduce you to one we trust.

No. We work alongside your tax CPA. Your CPA files your tax return. We make sure they have clean books and the supporting schedules they need to file well. We also coordinate on planning items like Section 179, bonus depreciation, and entity structure. The two roles work together. Don't have a CPA? We will introduce you to one we trust.

Typical onboarding is 2 to 3 weeks from signed engagement letter. The first month focuses on cleaning up your data foundation. You'll start seeing real strategic value by month 2.

Yes. 30-day satisfaction guarantee on every engagement. If we can't solve a problem you bring us within 30 days, we refund two months of fees. No questions asked. We've never had to issue one, and we'd rather decline a bad fit than do work we can't stand behind.